What is Obama Care

Obamacare – Pre Existing Conditions

With all the media and talk surrounding the changes coming for health care in the United States, it is important to inform yourself and to be able to discern the truth from the media hype. Staying abreast of all the changes and learning how to cull fact from fiction will help you make smart decisions concerning your medical care, insurance and the way you navigate and manage your health. While change can be scary, it is inevitable. Like it or not, the way medical care has been handled is evolving and your best course of action is to understand the changes and how they affect you and your family. If you have already diagnosed medical conditions, understanding Obamacare is of particular importance to you because the new model of insurance regulation could drastically affect the way you get coverage and treatment.

In the former model of health care, insurance providers were afforded the option of denying coverage for people with pre- existing medical conditions. People with health problems were routinely denied coverage making it extremely difficult to get the quality care they need. Further, people with previously diagnosed medical conditions who were able to get coverage were often charged exorbitant premiums making it impossible to fit insurance into their budgets. The tide is turning, though, and with Obamacare, patients with diagnosed medical issues will be able to get the coverage they need.

Under the new system, everyone will qualify for coverage. Under obamacare, pre-existing conditions are no longer a reason insurance companies can use to refuse to cover a person. Beginning in 2014, insurance companies will be required to provide coverage for people who are sick and have previously been denied coverage. With the reforms implemented through Obamacare, insurance companies cannot charge sick people more for their coverage and they cannot refuse to cover the cost of treatment for pre-existing illnesses.

Once Obamacare is fully implemented in 2014, these rules will apply to you even if you have been refused coverage in the past because of your medical issues. If you have been denied treatment in the past because insurance will not cover the costs, you can rest easy knowing that under the new regulations, you will get the treatment and care you need to get and stay healthy. Another benefit of Obamacare for patients with pre-existing issues is that their insurance company will not be able to drop them simply because they are sick and actually use the insurance services they pay for.

Right now, our country is deeply divided between party lines but everyone can agree the health system needs an overhaul and everyone needs quality medical care and attention. With the reforms enacted by Obamacare, people who were once denied coverage and treatment because of an illness or pre-existing condition will finally get the care they need. Get up-to-date on Obamacare facts and what it means to you and your family. Read http://obamacare-healthcare.com/pre-existing-conditions/ for more insight.

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